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Instant Download Insurance Licensing : NY-Life-Accident-and-Health Questions & Answers as PDF & Test Engine

NY-Life-Accident-and-Health
  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Nov 06, 2026
  • No. of Questions: 122 Questions and Answers
  • Download Limit: Unlimited
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Time-poor candidates need efficiency without shortcuts that backfire. Lead2Passed's NY-Life-Accident-and-Health bank focuses on what works: current content aligned with the real exam's format, expert-verified answers, and study sessions that fit a busy 2026 schedule.

Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionObjectives
Topic 1: Insurance Fundamentals- Insurance contract law basics
  • 1. Policy provisions and clauses
    • 2. Elements of a valid contract
      - Principles of insurance and risk management
      • 1. Risk classification and pooling of risk
        • 2. Insurable interest and indemnity concepts
          Topic 2: State Regulations (New York)- Licensing requirements
          • 1. Application and background checks
            • 2. Pre-licensing education requirements
              - Ethics and compliance
              • 1. Unfair trade practices
                • 2. Producer responsibilities and conduct
                  Topic 3: Accident and Health Insurance- Policy features and provisions
                  • 1. Elimination periods and benefit limits
                    • 2. Coordination of benefits
                      - Health insurance products
                      • 1. Disability income insurance
                        • 2. Hospital and medical expense coverage

                          Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Questions, Straight Answers

                          According to the latest exam information, the NY-Life-Accident-and-Health exam contains Approximately 150 questions and runs for 150 minutes minutes. Simulating that exact limit in practice builds the pacing a tough exam demands.

                          The Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 blueprint centers on these domains:

                          • State Regulations (New York)
                          • Accident and Health Insurance
                          • Insurance Fundamentals

                          Registration goes through the official channels below:

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                          A team of IT experts and certified trainers with rich experience in the Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 field writes it — and keeps it honest. Every answer is expert-verified, the content is checked continuously for updates, and each new NY-Life-Accident-and-Health version is emailed to you free for 365 days. Compared with training institutions, the bank is affordable and self-paced; compared with guesswork, it is systematic. Download the free demo first, and if anything goes wrong — even a simple downloading problem — 24/7 customer assistance is one message away.

                          Insurance Licensing lists these official training options for candidates:

                          Structured training plus consistent self-practice covers both depth and exam readiness.

                          Insurance Licensing states the following prerequisites for the Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55: Completion of New York state-approved pre-licensing education for Life and Accident & Health insurance (hours may vary by provider and current regulation).

                          Confirm the current requirements on the official certification page before you register.

                          Currently, the NY-Life-Accident-and-Health exam requires a passing score of 70%, with a registration fee of $33 USD (exam fee; subject to PSI scheduling/service fees). Insurance Licensing sets both figures, so verify the latest on the official site before scheduling.

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                          Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                          With respect to a life settlement contract, no person shall directly or indirectly pay a referral or finders fee to any person other than the

                          • A. owner ' s accountant.
                          • B. insurance consultant.
                          • C. owner ' s physician.
                          • D. life settlement broker.
                          Reveal Solution  Discussion  0

                          Correct Answer: D  🗳️

                          Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).

                          If an annuitant dies during the accumulation period, his or her beneficiary will receive

                          • A. both the accumulated cash value and the total premiums paid.
                          • B. the lesser of the accumulated cash value or the total premiums paid.
                          • C. the greater of the accumulated cash value or the total premiums paid.
                          • D. no monetary funds.
                          Reveal Solution  Discussion  0

                          Correct Answer: C  🗳️

                          Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).

                          Clark will be doing business as an agent. When MUST he be appointed by the insurer?

                          • A. Within 15 days of submitting his license application.
                          • B. At the time the license application is submitted.
                          • C. Within 15 days of signing the agency contract.
                          • D. Within 20 days after commissions have been paid.
                          Reveal Solution  Discussion  0

                          Correct Answer: C  🗳️

                          Which type of policy pays an amount per day for hospitalization directly to the insured regardless of the insured ' s other health insurance?

                          • A. Limited-amount per diem.
                          • B. Medigap.
                          • C. Blanket.
                          • D. Hospital indemnity.
                          Reveal Solution  Discussion  0

                          Correct Answer: D  🗳️

                          Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).

                          A policyowner suffers an injury that renders him incapable of performing one or more important job duties.
                          Any decrease in income resulting from his injury would make him eligible for benefits under which provision?

                          • A. Flat amount disability.
                          • B. Nondisabling injury.
                          • C. Presumptive disability.
                          • D. Partial disability.
                          Reveal Solution  Discussion  0

                          Correct Answer: D  🗳️

                          Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).

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